广西是我国养猪大省，生猪年出栏量和猪肉年产量均居于全国前列。 由于得天独厚的地理位置和天气条件以及政府养殖政策的扶持，广西成了 很多猪业养殖公司的投资首选地。随着生猪产量逐年提高，广西生猪市场 价格不稳定、各种猪类疫病等不利于生猪养殖的因素严重影响了正常生产， 导致生猪养殖行业临着巨大风险。2018年全国性爆发的非洲猪瘟疫情更是 造成了灾难性后果，使众多养殖户遭受了巨大经济损失。 当前，广西生猪养殖保险市场主要有两种产品，分别是能繁母猪养殖 险和育肥猪养殖险。现行的两种中央财政补贴型险种仅对疫病及自然灾害 导致的标的死亡进行保险赔付，其风险保障水平有限。现阶段广西的生猪 养殖行业正进入复养时期，农户正面临着前所未有的巨大养殖风险。 本文以广西生猪养殖保险市场为研究对象，结合广西生猪市场价格波 动的特征，通过对国内现有的生猪价格指数保险产品的发展现状研究，同 时分析美国生猪价格指数保险的成功经验，初步提出具有广西特色的生猪 价格指数保险产品方案。针对如何更好地在我区推广生猪价格指数保险提 出了完善宏观政策环境、健全体制、关注市场需求、注重人才培养以及设 立专门的管理机构的政策建议，为促使广西生猪价格指数保险快速落地提 供借鉴。 本文共有五章内容：第一章是绪论，主要叙述了本文的研究背景和意 义、国内外关于生猪价格指数保险的文献综述；第二章阐述了指数保险的 II 含义及特点、生猪价格指数保险的含义及优势；第三章分析了广西生猪价 格波动特性及生猪价格指数保险的必要性和可行性；第四章介绍了国内与 美国生猪价格指数保险的发展经验，第五章提出了广西生猪价格指数保险 的产品方案与发展建议。 关键词：生猪价格波动生猪价格指数指数保险 III STUDYONTHEDEVELOPMENTOF PIGPRICEINDEXINSURANCEINGUANGXI ABSTRACT Guangxiisalargepig-producingprovinceinChina,anditsannualpig productionandporkoutputareamongthehighestinthecountry.Duetoits uniquegeographicallocationandweatherconditions,andthesupportofthe government'sbreedingpolicy,Guangxihasbecomethefirstchoicefor investmentbymanypigbreedingcompanies.Withtheincreaseofpig productionyearbyyear,theunstablepigmarketpriceinGuangxi,variouspig diseases,andotherfactorsthatarenotconducivetopigfarminghaveseriously affectednormalproduction,leadingtohugerisksforthepigfarmingindustry. ThenationwideoutbreakofAfricanswinefeverin2018causedevenmore difficultconsequences,andmanyfarmerssufferedhugeeconomiclosses. Atpresent,therearetwomainproductsintheGuangxihogbreeding insurancemarket,namelythesowbreedinginsuranceandthefatteningpig breedinginsurance.Thetwocurrenttypesofsubsidiesofthecentralfinancial subsidyonlycoverthetargetdeathscausedbyepidemicsandnaturaldisasters, andtheirlevelofriskprotectionislimited.Atthisstage,Guangxi'spigbreeding industryisenteringaperiodofrehabilitation,andfarmersarefacing unprecedentedhugebreedingrisks. ThisarticletakesGuangxi'shogbreedinginsurancemarketastheresearch objectandcombinesthecharacteristicsofthepricefluctuationsoftheGuangxi hogmarket.Basedontheresearchonthecurrentdevelopmentofdomestichog priceindexinsuranceproducts,italsoanalyzesthesuccessfulexperienceofthe IV UShogpriceindexinsuranceandproposesinitiallyDesignschemeofpigprice indexinsuranceproductswithGuangxicharacteristics.Aimingathowtobetter promotethehogpriceindexinsuranceinourdistrict,wehaveputforward policysuggestionstoimprovethemacropolicyenvironment,improvethe system,focusonmarketdemand,andfocusonpersonneltraining,soasto provideareferencefortherapidimplementationofthehogpriceindex insuranceinGuangxi. Thisarticleconsistsoffivechapters:thefirstchapteristheintroduction, whichmainlydescribestheresearchbackgroundandsignificanceofthisarticle, domesticandforeignliteraturereviewonthehogpriceindexinsurance;the secondchapterexplainsthemeaningandcharacteristicsoftheindexinsurance, thehogpriceindexinsuranceMeaningandadvantages;Chapter3analyzesthe characteristicsofhogpricefluctuationsinGuangxiandthenecessityand feasibilityofhogpriceindexinsurance;Chapter4introducesthedevelopment experienceofdomesticandAmericanhogpriceindexinsurance;Chapter5 presentstheGuangxihogpriceindexProductsolutionsanddevelopment recommendations. KEYWORDS:Livepig；Pricefluctuation；PigpriceIndex；IndexInsurance V 目录 摘要·················I ABSTRACT········III 第一章绪论 1.1研究背景·····1 1.2研究目的及意义··············2 1.2.1研究目的··2 1.2.2研究意义··2 1.3文献综述·····3 1.3.1国内研究综述··············3 1.3.2国外研究综述··············5 1.3.3国内外现状研究文献评论·················6 1.4研究内容与研究方法·······6 1.4.1研究内容··6 1.4.2研究方法··7 1.5创新与不足··7 第二章价格指数保险的概述 2.1指数保险·····8 2.1.1指数保险的含义···········8 2.1.2指数保险的分类···········8 2.1.3指数保险的特点···········8 2.2价格指数保险·················9 2.2.1价格指数保险的含义····9 2.3生猪价格指数保险··········9 2.3.1生猪价格指数保险的含义·················9 2.3.2生猪价格指数保险的优势················10 VI 第三章广西生猪价格波动规律与生猪价格指数保险必要性及可行性分析 3.1广西生猪养殖概况··········12 3.1.1广西生猪养殖品种·······12 3.1.2广西生猪养殖量··········12 3.2生猪价格波动特性分析····14 3.2.1数据的来源与选取·······14 3.2.2生猪价格波动趋势性····16 3.2.3生猪价格波动周期性····16 3.3生猪价格指数保险的必要性分析·········17 3.3.1市场需求角度·············17 3.3.2经济环境角度·············18 3.4生猪价格指数保险的可行性分析·········18 3.4.1客户意愿角度·············18 3.4.2宏观政策角度·············19 第四章国内外生猪价格指数保险对比分析与借鉴 4.1国内生猪价格指数保险产品分析·········20 4.1.1参与主体20 4.1.2保险期限与理赔周期···21 4.1.3赔付指标与赔偿方式···22 4.1.4保险金额24 4.2实施效果分析与经验·······24 4.2.1保险产品设计问题······24 4.2.2政府支持力度问题······24 4.2.3国内生猪价格指数保险的经验·········25 4.3美国的相关产品分析与经验借鉴·········26 4.3.1美国畜牧价格指数保险（LivestockRiskProtection）··········26 4.3.2美国生猪收益保险（LivestockGrossMargin）··27 4.3.3美国生猪价格指数保险的产品分析···28 4.3.4美国生猪价格指数保险的经验借鉴···28 第五章广西生猪价格指数保险方案与发展建议 VII 5.1广西生猪价格指数保险方案制定·········30 5.1.1制定原则30 5.1.2保险主体的选择·········31 5.1.3保险期限的制定··········32 5.1.4赔付指标及保险金额的制定············32 5.1.5理赔周期与方式的制定·34 5.2促进广西生猪价格指数保险的发展建议36 5.2.1完善政策支持·············36 5.2.2完善相关法律和信息体系················37 5.2.3充分考虑局部市场需求·38 5.2.4加强专业人才队伍建设·38 5.2.5完善管理机构·············39