Q2 2022 Fintech sector update Qualitative insights into broader Fintech trends and public and private valuations across the transaction spectrum, and interviews with today’s leaders transforming the sector. The information in this report is intended for professional investors only; important disclosures appear at the back of this report GP Bullhound Corporate Finance Ltd and GP Bullhound Asset Management Limited are authorised and regulated by the Financial Conduct Authority GP Bullhound Inc is a member of FINRA GP Bullhound Hong Kong Limited is authorised and regulated by the Securities & Futures Commission GP Bullhound Luxembourg Sàrl is authorised as an AIFM in Luxembourg by the Commission de Surveillance du Secteur FinancierTakeaways ? B2C BNPL has come under pressure from regulators and investors due to concerns over providers having robust underwriting processes and users’ understanding of debts they are taking on BNPL: B2C GRAPPLES WITH REGULATION, WHILE INVESTOR ATTENTION SHIFTS TO NEXT WAVE OF B2B STARTUPS ? On the other hand, Covid-induced digitisation has led rise to several B2B BNPL businesses. B2B providers embed their products into marketplaces to pr