Q1 2022 Fintech sector update Qualitative insights into broader Fintech trends and public and private valuations across the transaction spectrum, and interviews with today’s leaders transforming the sector. Important disclosures appear at the end of this report GP Bullhound Corporate Finance Ltd and GP Bullhound Asset Management Limited are authorised and regulated by the Financial Conduct Authority GP Bullhound Inc is a member of FINRA GP Bullhound Hong Kong Limited is authorised and regulated by the Securities & Futures CommissionTakeaways ? Apple and other Big Tech are joining challenger banks to set new standards in customer experience and disrupt the status quo for legacy banks APPLE CAUSES A STIR IN BANKING BOARDROOMS ? Klarna is on a mission to become an alternative to Amazon, Google and Meta THE VIEW Q1 Fintech perspectives from GP Bullhound ? The global pandemic has put the spotlight on how businesses of all sizes manage their finances and forced them to rethink how they budget and manage money EXPENSE MANAGEMENT AIDING FRIENSAILNIECNICAEL ? This desire for improved spend management has provided an opportunity for all-in-one corporate expense platfo