摘要
中小企业融资难问题是目前许多国家都面临的问题,当今世界上,尤其是经济发
展转型成功的国家,在中小企业的良性有序发展方面,给予高度重视,建立了较为完
善和科学的融资体系来解决中小企业融资难的问题。
本文对广东中小企业的融资能力进行论述,针对中小企业融资能力现状进行分析,
提出融资管理体系存在的问题,以及融资信用管理体系的构架。通过问卷调查的方式
对广东的中小企业的融资能力进行评价。本研究不仅有助于完善我国中小企业融资难
问题,而且有利于在推动中小企业融资信用体系构架方面为政府决策体系提供理论和
科学的参考依据,为企业顺利解决融资难问题、解决资金瓶颈问题提过必要支持。
关键词:中小企业融资信用管理
ABSTRACT
The difficult problem of financing of SMEs are facing many countries at present, in the
world today, especially in the economic development of the success of the transition
countries, healthy and orderly development in small and medium enterprises, give height to
take seriously, to establish a more perfect and scientific system of financing to solve the
financing problem of small enterprises.
In this paper, the financing capacity of SMEs in Guangdong are discussed, analyze the
status of SME financing capacity, and puts forward the existing problems of financing
management system, structure and financing credit management system. By way of a
questionnaire survey of Guangdong SMEs financing capacity evaluation. This research not
only helps to perfect our country small and medium-sized enterprise financing difficult
problem, but also provide theoretical and scientific basis for government decision-making
system in promoting the financing of small and medium-sized enterprises credit system, for
enterprises to solve the financing problem, solving the bottleneck problem of ftinds raised
the necessary support.
Key words: small and medium-sized enterprises; financing; credit management