Abstract loan risk of LC Sub-branch Huinong are 3.411, 3.104, and 2.915 respectively.Between pre- and mid-loan risk lies a range of significant and general risk, while post-loan risk is between general and significant. It can be determined that the project has large risk. The post-loan risk evaluation score is the lowest, indicating that inthe later stage of the loan, with the improvement of the preliminary work, the post-loan risk gradually decreases. From the fuzzy comprehensive evaluation results, it can be concluded that the risk evaluation results of the agricultural bank of Chinas LC branchs Huinong loan are based on the relationship between significant risk and major risk, which indicates that there is a large risk in the LC branchs Huinong loan.The researchs alteration will cause the loan situation to alter during the project loan process, a fact that is not hard to discern.This paper proposes an idea and plan to optimize the risk management of Huinong loans from the Agricultural Bank of China LC Branch, with a view to providing reference for the same Branch to enhance their risk management. To guarantee thesuccessful executionof theoptimization plan,safeguard measuresand suggestions are also proposed. 【Key Words】Revitalizing rural areas, aiding farmers, and providing services to agriculture; the AgriculturalBank of China; Huinong e loan; Risk management; Analytic hierarchy process 【Style of Thesis】AppliedResearch III 目录 1 绪论 ......................................................................................................... 1 1.1 研究背景与意义 ............................................................................... 1 1.1.1 研究背景 ..................................................................................... 1 1.1.2 研究意义 ..................................................................................... 2 1.2 文献综述 ............