Student Living Index August 2022Contents 3 16 18 20 31 40 51 57 67 72 81 84 Summary Methodology and Sample Student Living Index Sources of Income Activities Monthly Expenditure Expected Costs Money Management Motivations and Expectations Wellbeing and Sustainability Fraud and Scams Cost of Living & Future Impact 2Summary 3Summary ? Edinburgh is the only city in the UK where student spend/costs outweigh their income [3,2] After a rise of 7% in 2021, the Student Living Index has fallen by 22% in the UK over 2021, meaning students are better off this year. [1] ? The lowest, or best, student living index this year goes to Cardiff[1], which moved from the top third of cities in last year’s rankings, to achieving best place this year. The city’s index halved from 2021 to this year. Average student incomes have increased by 65%[2] this year, exceeding rising student costs, which are 29%[3] higher than last year. ? London has seen a drastic improvement in living index over the past year – while Cambridge & Oxford have maintained relative improvements and still rank in the lowest half of our index.[1] Edinburgh, Glasgow, Leeds and Canterbury replace London as the