Sending Money Home:
Contributing to the SDGs, one family at a time
Disclaimer
The opinions expressed in this report are those of the authors and do not necessarily represent
those of IFAD and its Board Members, or the governments it represents. IFAD does not guarantee
the accuracy of the data included in this report. The boundaries, colours, denominations and
other information shown on any map in this study do not imply any judgement on the part of IFAD
concerning the legal status of any territory or the endorsement or acceptance of such boundaries.
The designations “developed” and “developing” countries are intended for statistical use only,
and are not a judgement on the stage of development reached by any particular country or area.
The classifcation of the World Bank was used, specifying that developing countries include the
categories of upper-middle-income economies and below.
The regions and subregions per continent specifed in this report use the classifcation indicated in
the United Nations Statistics Division Database.
Since most of developed countries send and receive remittances, to accurately refect the impact
these fows have in low-income and developing countries of destination and to avoid counting
fows of remittances from high-income countries to other high-income countries, a threshold
ofUS$18,000 per capita per year was introduced. This threshold implies minor differences with the
World Bank’s remittance database. This report includes two categories of developed countries:
Countries with GDP per capita aboveUS$18,000 and net remittance-
sending countries with a GDP per capita belowUS$18,000 (e.g. the Russian Federation).
This category excludes countries where personal payments are sent from individuals living in
high-income countries to relatives in other high-income countries, (e.g. the United Kingdom
toFrance, or Germany to the United States).
Countries with net remittance receivers with a GDP per capita
belowUS$18,000.
In this report, the World Bank’s Remittance Prices Worldwide database was used as the main
source of data on remittance-sending costs. It is the most comprehensive source of information
for data on costs and remittance service providers (RSPs) present in the global market. Although
representative, this database should not be taken as an exhaustive repository of RSPs present
inthe market.
The designations and presentation of the material in the maps do not imply the expression of any
opinion whatsoever on the part of IFAD concerning the delineation of the frontiers or boundaries,
orthe authorities thereof.
ISBN 978-92-9072-751-4
IFAD, June 2017
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