关键词：腾鳌支行；中小企业；贷款业务；和丰公司Abstract
The business of the bank assets, liabilities and divided into the intermediate
business, including the assets and intermediate business as a source of profit, at
present our country commercial bank overall situation, intermediate business income
accounted for the total revenue share of more foreign difference, loan business is still
an important part of assets of commercial banks, loan interest income is one of the
most important source of income, the loan business management has become the
priority among priorities of commercial bank management. Accelerating in the current
financial disintermediation and interest rate marketization process of the trend, in
response to the China Banking Regulatory Commission to support the development of
SMEs to Bank of Anshan,the demand on the development of small and medium-sized
enterprises based on business, also in view of the need to expand business Tengao
branch itself, therefore, vigorously develop small and medium-sized enterprise
business has become a pressing matter of the moment Tengao branch the. In this
context, has the extremely important practical significance to research on
development of small and medium-sized enterprises loan business in Bank of Anshan
Tengao branch(hereinafter referred to as the Teng Ao branch).This paper first
analyzes the current development of Tengao branch of the loans to small and medium
sized enterprises and its problems. Author studies focus on abundance company loan
business, and through the credit process, risk assessment, approval and post loan
management reviews, find out the developing experiences of the small and
medium-sized enterprise loan business.
Key Words: Tengao Bank，Small and medium-sized enterprises，Loan business，
Hefeng company
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