摘 要
金融危机的突然爆发，使得全球经济一片萧条，人们猝不及防，也给世界经
济带来了史无前例的打击，其波及范围之大，影响之深远，造成的不良后果也难
以计量。在这次前所未有的金融风暴中，银行成为了这场演出的重要角色，也是
这次金融风暴的促使动力。因此上市商业银行作为一种特殊的行业，再次成为了
人们的讨论的重点
本文主要收集我国上市商业银行 2009 年至 2011 年财务数据，将上市商业银
行分为三类，通过安全能力指标、发展能力指标、流动性能力指标、盈利能力指
标分析三类上市商业银行经营业绩情况，再通过对净收益营运指数和现金营运指
数分析，充分了解三类上市商业银行经营业绩质量情况
接着，通过对三类上市商业银行经营业绩质量统计分析，从一定程度上反映
中国上市商业银行经营业绩质量水平，最后分析我国三类上市商业银行经营业绩
与经营业绩质量的相关性
关键词：上市商业银行，经营业绩质量，运营指数，相关性
Abstract
The financial crisis has unexpectedly blown the world economy into a total uproar, the
consequences of which are even hard to be estimated. And banking, as the main blasting fuse of
this financial storm, has also played a most important role in making it a global catastrophe.
Therefore, as the fast-growing profit earner, listed commercial banks have once again become the
hot spot of all Medias.
This article mainly gathers financial data of listed commercial banks from 2009 to 2011. In the
article, I category listed commercial banks to three types and analysis their financial performance
through security capacity, development capacity, liquidity capacity and profitability capacity. And
then makes an in-depth analysis and comparison of the business performance of three different
kinds listed commercial banks through decomposes the net assets income ratios and cash flow
operation ratios.
Finally, this article summarizes the financial performance condition of three types of our
listed commercial banks which relatively reflects the level financial performance of Chinese listed
commercial banks. In the end, this article analysis the correlation between financial performance
and financial performance condition of three types listed commercial banks in our country.
Keywords: listed commercial banks, operational performance quality，Operation index
correlation