Table of Contents Global Fintech Market Trends WEB 3.0 AND BLOCKCHAIN PROVIDE SECURITY AND DECENTRALIZATION ARTIFICIAL INTELLIGENCE MAKES FINANCIAL OPERATIONS SMARTER EMBEDDED FINANCE EXPANDS SERVICES RANGE Fintech Lending Trends PEER-TO-PEER (P2P) LOANS BUY NOW PAY LATER (BNPL) Fintech Payment Trends CONTACTLESS PAYMENTS ARE ON THE RISE AFTER THE PANDEMIC REQUEST TO PAY TECHNOLOGY LOWERS TRANSACTION COSTS Fintech Banking Trends OPEN BANKING EXPANDS BANK ECOSYSTEM NEOBANKS OFFER MOBILE-FIRST SERVICES AT LOWER COST BANKING-AS-A-SERVICE ENABLES NEW SOURCES OF GROWTH Fintech Investment Trends CRYPTO ASSETS ARE COMING ALONG WITH THE METAVERSE ROBO-ADVISORS AND PFMS FOR NOVICE INVESTORS The Future of the Fintech Industry 1As one of the most disruptive industries, ?ntech has signi?cantly changed the way we interact with ?nancial companies over the past decade and hasn’t stopped there. Each year brings us new innovations designed to meet growing customer expectations. That’s why it’s important for business owners and executives to understand where we are now and where we’re headed with ?nancial technology in order to maintain relevancy and competitiveness. Let’s talk abo