Fintech Trends for 2022 Building for Resiliency and Security 1 Fintech Trends for 2022About us Purpose of this report Erlang Solutions builds ?ntech systems that are highly resilient and scalable. We use battle-tested technologies to design backend infrastructure to enable our clients’ innovation and creativity in the ?nancial services industry. This report brings together industry research and expert views from the ?ntech world to share knowledge and provide inspiration on key technology topics that are set to impact ?nancial services in 2022 and beyond. It is produced using experiences of working with clients in ?nancial services from around the world and by interviewing and collaborating with some of the most in?uential subject matter experts in the industry. We thank all that have taken part for their time and thoughtful contributions. We prototype, build, monitor and maintain solutions used for payment systems, backend services, digital lending, blockchain and more for companies including Klarna, Vocalink (Mastercard), Visa, Danske Bank and Bloomberg.Forewords We look forward to continuing to apply ou