保险条例保单原件
GENERAL CONDITIONS
EF ENGLISH FIRST TEACHERS
(except Indonesia)
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TRAVEL INSURANCE BASIC
Policy no 903.300.WWS
TRAVEL INSURANCE EXTENDED
Policy no 903.302.WWS


INTRODUCTION
This Travel Insurance is underwritten by ERIKA Insurance Company Limited (hereafter referred to as the Insurance Company). All EF English First teachers on duty abroad are automatically covered by the Basic Insurance in this policy. In addition, they are eligible to purchase the Extended Insurance coverage afforded by this policy. Accompanying Family Members are also eligible to purchase the Basic Insurance or the Extended Insurance. The coverages available are reflected on the Policy Schedule page (page 4). All purchase of insurance must be done before the duty abroad begins by paying the applicable premium to EF English First.
As a beneficiary of the coverage afforded by this policy, you are to act responsibly and take all reasonable measures to prevent a loss or to limit a loss already incurred. There are certain steps you must follow to be sure that you receive th