自1999年国务院成立的信达、华融、东方、长城四家国有资产公司至今,一直担负着
专职处置从国有商业银行中剥离出来的不良金融资产,并且取得了良好的经济和社会效
果。
本文以伟成公司不良资产处置方案选择为研究方向,通过分析伟成公司经营情况,
以及形成不良资产的原因,根据不良资产处置的原则,综合考虑破产清算、债务重组、
以物抵债等通常的资产处置方式的优缺点,最终采用了一种创新的不良资产混合处置模
式——“债务重组+法律诉讼+以物抵债+后续幵发”,实践证明,这种模式成功实现了
多方共赢。
本文在分析伟成公司不良资产状况、形成原因的基础上,比较不同资产处置方案的
优缺点及风险,并对最终选择的方案进行SWOT分析,从而总结出在处置方案时应考虑
的各种因素,得出若干处置不良资产的启示。
通过对伟成公司处置方式的选择研究,作者认为在方案选择的过程中需要综合各方
面的因素,即保障资产公司的正常收益,也要实现伟成公司的“重生”,实现共赢的局
面,才能达到资产处置的最优目标。
【关键词】不良资产处置,债务重组,风险防范
【研究类型】应用研究
Abstract
The international financial crisis already about four years ago, but its
impact will continue for a long period of time, and will lead to larger
adjustments in many areas. Although the global economy is gradually
recovering, but the United States, high unemployment, and European debt crises,
emerging economies face increasing inflationary pressures and challenges such
as large capital inflows, the international economic situation, there are still a lot
of instability, the economic recovery is very fragile. Our government in order to
cope with the international financial crisis in 2008 launched a 4 trillion
economic stimulus plan, maintain high economic growth in credit to the amount
of days and large-scale investment in 2009 and 2010, but eventually fell into the
quagmire of inflation in 2011 macroeconomic regulation faced with many
dilemmas. Since 1999, the State Council set up the company, Cinda, Huarong,
Orient and Great Wall of four state-owned assets so far, has been charged with
the full-time disposal of non-performing financial assets spun off from
state-owned commercial banks, and achieved good economic and social effects.
Wei Cheng into the company's non-performing assets disposal program to
select research directions, through the analysis of Wei Cheng into the company,
as well as the reasons for the formation of non-performing assets, according to
the principle of non-performing assets, considering the bankruptcy liquidation,
...
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